Property damage can be very frustrating, and it could be a complete nightmare to walk into your home or business to find yourself trekking through water that wasn’t there before. Some of the most common causes of water damage in homes and businesses comes from:
Water damage is known to cause serious problems if not dealt with correctly and quickly. At the first sign of water damage, it is important to start cleaning up. An option to consider would be to hire an expert to assess your water damage claim and start the cleanup process.
Serious water or flood damage can leave homes susceptible to even further damage such as structural integrity issues. Weakened walls, doors, or windows are common in structures that have had extensive water damage.
Other potentially long-lasting problems to be aware of are mold and decay.
Homes are much more prone to lasting effects of water damage because the moisture is difficult to detect once most of the water has been cleared. Excessive water can soak textiles and household items such as mattresses, pillows, or furniture, and seep through drywall, and if not properly dried, microbial growth can begin to occur within 24 hours. Moisture can accumulate behind the walls, where mold and bacteria may multiply out of sight. Mold is directly caused by moisture and can lead to serious health problems such as respiratory infections, bronchitis, asthma and other breathing problems. It is imperative to make repairs as soon as possible following water damage so these things do not occur. Contaminated water can carry pathogens and become a breeding ground for mold. If allowed to grow, these mold spores can spread throughout the building and become even more difficult to remove. Mold damages typically require laboratory testing to identify the best course of action to remedy the mold. As you can see, this can become a tedious and expensive problem to deal with and can cause lasting heath trouble if not dealt with properly.
Decay is defined as the decomposition or decline in the quality of an object. When speaking in the context of water damage, decay is commonly found in wood or other porous building materials such as drywall. You may hear the term “wood rot” which specifically refers to decay in wood. Decay has the possibility of attracting insects such as carpenter ants and termites. Wood decay could cause serious structural integrity issues over time.
Before entering a home affected by water damage, make sure the electrical power is turned off. It is possible for exposed wires or appliances plugged into electrical sockets to electrocute people, resulting in serious injury or even death. It’s best to move slowly through the building when re-entering it for the first time. Animals such as snakes, reptiles or rodents are known to hide under debris and could lash out and bite suddenly. Wearing protective clothing from head to toe and using a vapor respirator can help to protect against wildlife and airborne contaminants.
Once professionals arrive at the building, they will be able to track down any pockets of excess moisture and remove them. Certified technicians can locate these pockets of moisture using equipment that measures the moisture in hidden pockets and behind tile and other materials that may not feel wet on the outside. When these moisture pockets are found, the technicians will expose them to air by removing any drywall or other materials in the way. Once the location of the moisture has been determined, the professionals will begin the clean-up process that may include pressure washing the area with powerful detergents. These technicians are also able to speed up the drying process to prevent the growth of any molds or other harmful bacteria. If the professional locate mold or bacteria colonies, they will know how to identify and remove the threat using chemical or mechanical methods
Repairing a property after suffering from water damage may be very expensive. It is important to properly record and itemize the items for insurance purposes prior to clean up or disposing of anything that may have been damaged. A homeowner or business owner may be displaced while repairs are being made, which would most likely leave them incurring extra costs for housing. It may be necessary to extract broken pipes from beneath a concrete slab, which would require replacement of the structure’s flooring. Other times, it is necessary to completely replace a damaged roof. A homeowner may be required to find alternative living space while these repairs are made.
Fortunately, most homeowners or business owners have insurance policies that would cover large expenses, but insurance companies often use wording in their policies that create limits or exclusions on what they will cover in the event of water damage. Due to these policy changes, you may never know about lost coverage for water damage, unless you read and inspect every part of your policy. If you do not have the proper coverage you may end up paying for expensive and extensive repairs.
If you or someone you know is having difficulties with delays and claim rejections from an insurance provider and needs a water damage claims attorney in California, the Amerberg Law Group is here to help. Our dedicated attorneys and staff have been dealing with insurance companies for some time and are well versed in the minute details involved with a water damage claim. We will start off with a thorough consultation in order to collect the facts of the case and any documentation necessary. Each case then goes through a research process to establish what rights should be proclaimed and protected to provide you with the finest representation possible. Our devoted and organized legal team will then develop a strategy to move forward, seeking the best recovery possible for your claim and needs. It is important to remember that a claim is not just limited to the costs for repair alone. A claim can also include expenses accrued to maintain your quality of life as it was before being disrupted by the water damage and the disturbances that it caused. The Amerberg Law Group is dedicated to protecting all your rights as a consumer, not just those convenient for a potentially responsible party or insurance provider.
Here at Amerberg Law Group we are prepared to answer any legal questions you may have concerning your case. We offer completely free and confidential legal consultation and case evaluation from one of our trusted California personal injury lawyers. Schedule your consultation by calling toll free: 1877-897-7228